Budgeting

Why is budgeting important?

The most common financial problem is spending more than you earn, and the easiest way to overspend is to not know how much money you have available. Tracking your income and expenses and creating a sensible budget is the best way to keep track and maintain control of your money. 

How to build a budget

Build solid spending and saving habits and make positive changes that will continually improve your financial health: iGrad Course: Creating a budget (and sticking to it)